News

Now we are in the thick of the winter months, some clients may be considering installing portable heaters in their premises. Before doing so, it’s important to be aware of the Portable Heating Conditions stipulated in your insurance policy and gain insurer approval for their usage. Often, insurers will only allow portable heaters to be […]

Insurance claims related to candles have been a significant concern, particularly during the peak month of December. Aviva reports that the average cost of repairs due to Christmas candles causing fires is approximately £25,000. The claims usually involve candles being places too close to flammable items, such as Christmas trees, decorations, wrapping paper and curtains. […]

One of the biggest risks to businesses is underinsurance and Business Interruption Insurance can help with that. People often underappreciate that the business recovery isn’t the size of the loss itself but what follows. When a serious issue hits, the longer it takes to get back to normal trading, the more costly it is and […]

While items such as jewellery, watches and diamonds are commonly itemised, handbags are often disregarded. With the rise in the handbag market, means the rise in reported thefts. Some people are looking to track their handbags using Apple Air Tags and Bluetooth devices. That concept is in the early stages of developing a tracking system […]

Having home insurance doesn’t necessarily mean you’re covered for all situations. Unfortunately some people learn the hard way that just because they’re insured doesn’t mean they’re covered for all scenarios. Specific Items For example, incredibly Tamara Ecclestone (The F1 Heiress) was unable to recoup any of the £25million lost in Britain’s biggest burglary due to […]

Are you storm ready? With so many storms hitting the UK in recent times, here is some advice to consider when preparing for strong winds and heavy rain. To qualify as a storm for insurance purposes, the weather needs to meet one or more of the following conditions: – Wind gusting at 48 knots (55mph) […]

And before we know it, Autumn is here. Dark mornings, dark evenings and the summer is behind us. The change of seasons highlights an increased risk of being targeted by burglars. Burglars embrace the longer hours of darkness. They can work more covertly using the dark to their advantage. Home security systems are designed to […]

Riot’s in the UK – August 2024 The recent protests around the UK, have caused significant damage, with the media reporting buildings and property that have been set on fire  and maliciously damaged. In the coming days/weeks, it is likely that the individual businesses/persons who have suffered damage will be presenting claims under their policy […]

BT has announced the closure of all Redcare operations from 1st August 2025. This means that Redcare customers will need to replace their alarm signalling equipment before this date and ideally as soon as possible. By doing this it will likely avoid issues with high demand for the supply and fit or alternative signalling products […]

What is an EICR (Electrical Installation Condition Report) and how do you fill one in? An EICR, is an inspection report on a property’s safety relating to its fixed wiring. This report has also been labelled as the Landlord Safety Test or Homebuyers Test. The tests are conducted by qualified electricians. It is highly recommended […]